ALL I can say if you are Buying an Investment through Chase Belgrave, Devere or any of the Overseas Expat Financial Advisers then you seriously do need to check the small print. Justin Harris and Michael Moore both worked for Devere and set up Chase Belgrave.
There MAIN focus is on Long term Investment plans. Which are fine until you want to exit them. The Penalties are huge even if the plan has been going years.
GET the full Terms and Conditions if you wanted to come out of it early.
Get it in writing for the company selling you it and from the company that underwrites it. MY advice is go Short term!
Product or Service Mentioned: Chase Belgrave Investment Service.